We are Lending

Doing a spot of home improvement, getting married or buying a car?

Whatever the reason you can make it happen with a Malahide Credit Union loan.

We welcome loan applications from members regardless of how long they have been a member.

Each application is treated in the utmost confidence and will be considered on its own merits.

We offer loans from as little as 6.2% variable (6.28% APR) which makes us one of the most competitive in the market.

You can expect a loan decision within 24 hours for most straightforward applications.

We make it easy to apply for a loan.

Make It Yours Loan

6.1% Variable (6.27% APR)

Go Green Loan

6.2% Variable (6.38% APR)

CU Loan

7.5% Variable (7.76% APR)

Covered Loan

7% Variable (7.23% APR)

Education Loan

9.5% Variable (9.92% APR)

Personal Loan

11.9% Variable (12.58% APR)

Benefits of a Malahide CU Loan

Transparency

There are no hidden fees or transaction charges.

Interest Rates

Our interest rates are fair and reasonable compared to others in the market.

Free Insurance

Your MCU loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.

Pay Loan Off Early

You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Interest Charged on Balance

Only charged interest on the reducing balance of your loan – the lower the balance the lower the interest cost.

Easy Process

Easy application process and speedy decisions.

Important Information

The two most important things about a loan are, being able to borrow the money and being able to repay it.

At Malahide Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Our loan rates mean you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at Malahide Credit Union.

Top-Up Loans

A Member can apply for a Top-up loan on an existing loan at any time. A Member does NOT have to repay one loan in full before applying for another loan. However, Malahide Credit Union urges our Members to make reasonable repayments before re-applying for Top up loans. 

Warning – This loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.

What steps should a member in financial difficulty take?

  • Should any borrower find themselves in difficulty due to some unforeseen circumstances they should immediately contact the Credit Control Officer.

  • The Money Advice and Budgeting Service (MABS) provide an excellent service for members of the community who find themselves in financial difficulties.