E-Signature Service

We are pleased to offer a convenient service for our members: you can apply for and receive your loan entirely online, right from the comfort of your home!

No need to visit the office—just complete a simple online application and sign your loan documents electronically.

If you’re registered for online banking, you can easily apply for your loan, upload necessary documents, and sign your Credit Agreement with just a click using our E-Signature facility.

Once you’ve submitted all the required information, our dedicated Lending Team at Malahide Credit Union will promptly assess and underwrite your loan application. You’ll be informed of the decision, whether it’s an approval or requires further details.

Upon approval, funds will be transferred directly to your account.

Apply and draw down your loan from the comfort of your home!

No queueing, no hassle, just a simple online application.

APPLY ONLINE NOW

Benefits of our E-Signature Service!

Upload your documents from the comfort of your home

24 Hour turnaround*

Funds can be transferred to your nominated bank account.

Loans up to €30,000 available with e-signature, other loan amounts available by contacting the office

Loan Protection Insurance offered at no charge (FREE) to qualifying members**

No hidden fees or transaction charges

Flexible repayment options

Normal lending terms and conditions apply

1

Register for Online Banking

You must be registered for Online Banking to apply for your loan electronically.

2

Make Online Loan Application

Log on to CU Online+ and apply for your loan 24/7. Simple and easy loan application.

3

Upload Documentation

You can now upload your documents online, simple and easy process no fuss!

4

Loan Application Reviewed

Your loan application will be reviewed within 24 hours of your submission of application and required documents uploaded.

5

Sign Electronically Online

Once approved your loan will be available to sign electronically in your CU Online+ login area.

6

Approved Loan Transferred To Your Bank Account

Once you have signed the loan we will transfer your funds into your nominated bank account.

Terms and Conditions For Electronic Signatures

  • Upload your documents using our secure portal on CU Online+

  • For top up loans exceeding €30,000 you can still apply online.

  • * Note: Loan approval within 24 hours is, approval within 24 business hours. It is also subject to the following criteria: loans must be applied through CU Online+ and all requested documentation supplied prior to approval. Your loan application will be processed within 24 hours once all relevant documentation accompanies the loan application and is received by 1pm . Loan applications are processed within standard business hours excluding Bank Holidays. Please note: Not all applications are the same and additional information may be required in certain circumstances, or our lending team may like to meet you in person or through a Zoom chat.
  • **Terms and conditions apply to Free Loan Protection Insurance.

  • If we do not already hold the following on file, we will request them at loan application stage:

    • Passport or Drivers Licence (in date)
    • Proof of your current address (Utility Bill, Bank Statement) dated within six months of the loan application
    • Proof of your PPS number