Malahide & District Credit Union

Malahide & District Credit Union

Malahide Credit Union is a small community credit union that can serve all your financial needs.

Phone: 01-8451400
Email: info@malahidecu.ie

Malahide Credit Union Limited
4 Main Street, Malahide, Co. Dublin

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info@malahidecu.ie - 01 845 1400
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LOANENQUIRY
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  • PCP v CU Car Loan

PCP v CU Car Loan

PCP v CU Car Loan

by Malahide-CU / Thursday, 26 May 2022 / Published in Latest News

Thinking of buying or leasing a new car?

Car manufacturers advertise PCP leasing finance rates to entice you to lease a car from them for typically three years. At the end of the term you can buy out the lease, by paying the balloon payment, enter another lease agreement or return the car.

When comparing PCP leasing with a car loan, you cannot compare by APR alone because with PCP finance you are postponing paying a large portion of the price of the car for a number of years. Then, at the end of the term you could face penalties and charges for not meeting the acceptable return condition of the car or exceeding kilometers allowed.

You are better off if you buy the car with a Malahide Credit Union Car Loan as you will be treated as a cash buyer, can negotiate real discounts and save yourself money. You can drive the car as often as you like with no worries about exceeding the kilometers limit, and you can change or sell the car whenever you choose because you own it.

If you already have PCP finance, you can get a car loan from Malahide Credit Union to clear the balloon payment when due.

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Get in touch

Malahide Credit Union
4 Main Street
Malahide
Co. Dublin

Tel: 01 845 1400
Fax: 01 845 4683
Email: info@malahidecu.ie

LOAN DETAILS

€3000

24 Months

PAYMENT SUMMARY

Weekly Repayment €

Total Cost €

Fornightly Repayment €

Total Cost €

Monthly Repayment €

Total Cost €


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By submitting this form you agree to allow Malahide Credit Union to contact you by either phone or email in relation to this Loan Enquiry.

Read our Lending Privacy Notice

Please Note

Information correct as of 02/02/2023

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Malahide & District Credit Union Limited. It does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. For more information contact us on 01-8451400.

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REGULATION INFORMATION

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OPENING HOURS

Monday: 10:00am – 2:00pm
Tuesday: 10:30am – 4:00pm
Wednesday: 10:00am – 4:00pm
Thursday: 10:00am – 4:00pm
Friday: 10:00am – 4:00pm
Saturday: 9:30am – 12:30pm
Sunday & Bank Holidays: Closed

GET IN TOUCH

T 01 845 1400
Email: info@malahidecu.ie

Malahide Credit Union
4 Main Street, Malahide, Co. Dublin

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Malahide & District Credit Union

© 2023 All rights reserved.
Malahide & District Credit Union Limited is regulated by the Central Bank of Ireland.

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