Coveru is a new suite of insurance products, brought to you by credit unions in partnership with Marsh.
Coveru offers exclusive* rates on car and home insurance and a range of travel insurance options to credit union members.
We have worked with a specially selected panel of insurers on your behalf to provide you with leading product features, tailored to your needs.
Find out more on our CoverU page here.
SAVING WITH MALAHIDE CREDIT UNION – YOU CAN NOW HOLD UP TO €20,000 IN YOUR ACCOUNT
To assist our members with the closure of Ulster Bank & KBC and to alleviate the pressure they may be under, Malahide & District Credit Union are pleased to announce that our Savings cap has now been increased from €10,000 to €20,000 with immediate effect. Our monthly lodgement limit of €1000 has also been removed.
Malahide Credit Union offers a safe & secure home for your savings and we hope that our members will benefit from this flexibility.
Thinking of buying or leasing a new car?
Car manufacturers advertise PCP leasing finance rates to entice you to lease a car from them for typically three years. At the end of the term you can buy out the lease, by paying the balloon payment, enter another lease agreement or return the car.
When comparing PCP leasing with a car loan, you cannot compare by APR alone because with PCP finance you are postponing paying a large portion of the price of the car for a number of years. Then, at the end of the term you could face penalties and charges for not meeting the acceptable return condition of the car or exceeding kilometers allowed.
You are better off if you buy the car with a Malahide Credit Union Car Loan as you will be treated as a cash buyer, can negotiate real discounts and save yourself money. You can drive the car as often as you like with no worries about exceeding the kilometers limit, and you can change or sell the car whenever you choose because you own it.
If you already have PCP finance, you can get a car loan from Malahide Credit Union to clear the balloon payment when due.
We’re delighted to announce that our You Decide Loan has been extended.
We don’t want anyone to miss out on this super offer, so we’re extending the availability of this amazing loan.
Borrow between €20k – €75k at just 6.9% (7.12% APR)
Find out more: https://malahidecu.ie/you-decide-loan/
The government recently approved a package of supports to make it easier and more affordable for homeowners to undertake home energy upgrades, for warmer, healthier and more comfortable homes, with lower energy bills. The measures address barriers to undertaking energy upgrades (retrofits) reported by homeowners and those working in the industry. They also reflect the step-change needed – in pace and scale of delivery – to achieve our target of 500,000 home energy upgrades, to B2 Building Energy Rating (BER) standard, by 2030.
The changes represent an important step in delivery of the National Retrofit Plan, which identifies a range of measures aimed at driving demand for retrofit, expanding the size and capacity of the supply chain, as well as making retrofits more affordable.
The key measures include:
- a new National Home Energy Upgrade Scheme providing increased grant levels of up to 50% of the cost of a typical deep retrofit to a B2 BER standard (up from 30%-35% grants currently)
- One Stop Shops to offer a hassle-free, start-to-finish project management service, including access to financing, for home energy upgrades
- a significant increase in the number of free energy upgrades for those at risk of energy poverty (400 per month – up from an average of 177 per month in 2021)
- a special enhanced grant rate, equivalent to 80% of the typical cost, for attic and cavity wall insulation for all households, to urgently reduce energy use as part of the government’s response to current exceptionally high energy prices
- an Exchequer investment of €8 billion to 2030 will enable the supply chain to scale up, creating thousands of high quality jobs and delivering on this critical national objective
The Schemes will be administered by the Sustainable Energy Authority of Ireland (SEAI). The increased grant supports and the significant ramping up of free energy upgrades for those at risk of energy poverty is supported by ring-fenced funds from the carbon tax.
We at Malahide Credit Union welcome this announcement and want to encourage our members to talk to us today about how we can help you with your borrowing needs.
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Call Us: 01 845 1400