Notice is hereby given that the Annual General Meeting of Malahide Credit Union will take place on Monday, January 28th 2019, at 7.30pm in The Grand Hotel Malahide.

Please exercise your right as a member of the Credit Union and attend the AGM.

Only those who have reached the age of 16 may participate in the business of the AGM.

Please bring your passbook with you as evidence of membership.

Download our Annual Report 2018.

At Malahide Credit Union, the savings of all of our eligible members are automatically insured at no direct cost to our members. This service is paid for by the credit union and means that should their death occur, a life insurance benefit is payable to members on top of their savings balance at time of death. This insurance is subject to change at any time.

Given the very low returns currently available on our surplus funds and the negative impact this has on our ability to develop and enhance the valued financial services we offer, we have taken the decision to reduce the cover level on our Life Savings Protection Insurance from €12,700 to €3,000. This change came into effect on 1^st January 2019.

Based on our recent insurance claims history we are confident that this change will only affect a very small number of members, with all eligible members retaining a potential benefit of up to €3,000. This decision was taken in the best interests of our members following a full strategic review to ensure that the credit union remains in a strong position for the future. The Board of Malahide Credit Union will keep this decision under regular review.

In December, 13 new members chose to open accounts with us here in Malahide Credit Union.

• 7 were Adult Members
• 6 were Juvenile Members

A big welcome to all our new members.

We are actively lending, and last month, we issued €294,515 in loans to 72 happy members.

Our Loan Book is Open.

We would like to take this opportunity to wish our members a Happy New Year & thank you for your continuing loyalty to us.

Here’s to a great 2019.

Christmas Eve – Closed

25^th/26^th/27^th – Closed

28^th December – 10am – 5pm

29^th December – 9.30am – 12.30pm

31^st December – 10.00am to 2.00 pm

1^st January – Closed

2^nd January – Normal business hours resume

In November, 22 new members chose to open accounts with us here in Malahide Credit Union.

• 16 were Adult Members
• 6 were Juvenile Members

A big welcome to all our new members.

We are actively lending, and last month, we issued €329,870 in loans to 31 happy members. That’s an average loan size of just over €10,600.

Our Loan Book is Open.

In October, 34 new members chose to open accounts with us here in Malahide Credit Union.

• 19 were Adult Members
• 15 were Juvenile Members

A big welcome to all our new members.

We are actively lending, and last month, we issued €397,476 in loans to 56 happy members. That’s an average loan size of just under €7,100.

Our Loan Book is Open.

No matter how you celebrate the festive season, be it something low key or all the trimmings, chat to us today about a Christmas loan.

• Competitive loan rate for one year loan term.
• No penalty for paying off your loan early.
• No set up costs or hidden fees.

Credit unions have been voted Number One for Customer Experience in the 2018 CXi Ireland Customer Experience Report, taking the award for the fourth year running. This is the first time, anywhere in the world, that the same organisation has taken the award for four consecutive years. The Irish League of Credit Unions congratulates its 250 affiliated credit unions across the Republic of Ireland in achieving this outstanding accolade.

The CXi Ireland Report is an annual survey which asks consumers to rate their experiences of 156 brands across 10 different sectors. More than 2,500 customer experiences were evaluated and credit unions again emerged as the overall winners, being rated highest for empathy and for the commitment of their staff.

The 2018 report highlighted the very significant gap which exists between people’s views of the customer experience offered by credit unions compared to that offered by other financial institutions. Indeed, the leading bank within the survey was in 79th position.

Congratulations to Nicky Cleere who is the lucky winner of our recent AXA Competition.

Well done Nicky and thanks to everyone who entered the competition online and in our office.