SAVING WITH MALAHIDE CREDIT UNION – YOU CAN NOW HOLD UP TO €20,000 IN YOUR ACCOUNT

To assist our members with the closure of Ulster Bank & KBC and to alleviate the pressure they may be under, Malahide & District Credit Union are pleased to announce that our Savings cap has now been increased from €10,000 to €20,000 with immediate effect.  Our monthly lodgement limit of €1000 has also been removed.

Malahide Credit Union offers a safe & secure home for your savings and we hope that our members will benefit from this flexibility.

A special rate loan for Malahide Credit Union members who have previously borrowed from us and who we’d love to assist again.

Loans from €10k for 7.50% (7.77% APR).

Thinking of buying or leasing a new car?

Car manufacturers advertise PCP leasing finance rates to entice you to lease a car from them for typically three years. At the end of the term you can buy out the lease, by paying the balloon payment, enter another lease agreement or return the car.

When comparing PCP leasing with a car loan, you cannot compare by APR alone because with PCP finance you are postponing paying a large portion of the price of the car for a number of years. Then, at the end of the term you could face penalties and charges for not meeting the acceptable return condition of the car or exceeding kilometers allowed.

You are better off if you buy the car with a Malahide Credit Union Car Loan as you will be treated as a cash buyer, can negotiate real discounts and save yourself money. You can drive the car as often as you like with no worries about exceeding the kilometers limit, and you can change or sell the car whenever you choose because you own it.

If you already have PCP finance, you can get a car loan from Malahide Credit Union to clear the balloon payment when due.

We’re delighted to announce that our You Decide Loan has been extended.

We don’t want anyone to miss out on this super offer, so we’re extending the availability of this amazing loan.

Borrow between €20k – €75k at just 6.9% (7.12% APR)

Find out more: https://malahidecu.ie/you-decide-loan/

#MalahideCU #YouDecideLoan

Our office will be closed this week for St. Patrick’s Day on Thursday March 17th and COVID Remembrance Day on Friday March 18th.

We’re back to our normal opening hours on Saturday from 9.30am to 12.30pm.

#MCU #StPatricksDay #Malahide

The government recently approved a package of supports to make it easier and more affordable for homeowners to undertake home energy upgrades, for warmer, healthier and more comfortable homes, with lower energy bills. The measures address barriers to undertaking energy upgrades (retrofits) reported by homeowners and those working in the industry. They also reflect the step-change needed – in pace and scale of delivery – to achieve our target of 500,000 home energy upgrades, to B2 Building Energy Rating (BER) standard, by 2030.

The changes represent an important step in delivery of the National Retrofit Plan, which identifies a range of measures aimed at driving demand for retrofit, expanding the size and capacity of the supply chain, as well as making retrofits more affordable.

The key measures include:

• a new National Home Energy Upgrade Scheme providing increased grant levels of up to 50% of the cost of a typical deep retrofit to a B2 BER standard (up from 30%-35% grants currently)
• One Stop Shops to offer a hassle-free, start-to-finish project management service, including access to financing, for home energy upgrades
• a significant increase in the number of free energy upgrades for those at risk of energy poverty (400 per month – up from an average of 177 per month in 2021)
• a special enhanced grant rate, equivalent to 80% of the typical cost, for attic and cavity wall insulation for all households, to urgently reduce energy use as part of the government’s response to current exceptionally high energy prices
• an Exchequer investment of €8 billion to 2030 will enable the supply chain to scale up, creating thousands of high quality jobs and delivering on this critical national objective

The Schemes will be administered by the Sustainable Energy Authority of Ireland (SEAI). The increased grant supports and the significant ramping up of free energy upgrades for those at risk of energy poverty is supported by ring-fenced funds from the carbon tax.

We at Malahide Credit Union welcome this announcement and want to encourage our members to talk to us today about how we can help you with your borrowing needs.

Email Us: info@malahidecu.ie
Call Us: 01 845 1400

🚧 ONLINE MAINTENANCE 🚧

Due to essential maintenance our Online Banking (cuOnline+), Mobile App (cuMobile) and Online Membership Applications services may face some disruption this evening between 9pm – 12 midnight.

We apologise for any inconvenience.

#MCU 📱💻

We are delighted to invite our members to our 2021 Annual General Meeting.

Our 2021 AGM will be held virtually via Zoom on Tuesday 15th February at 7.30pm.

All members will have received notification of the AGM through email or post, with instructions on how to register for attendance.

We will be delighted if you can join us on the night.

You can register for our AGM here.

Download our 2021 Annual Report here.

Please see our Opening Hours over the Christmas and New Year festivities below 👇🎄⏰

Monday 20th December – Open 10am – 2pm
Tuesday 21st December – Open 10.30am – 4pm
Wednesday 22nd December – Open 10am – 4pm
Thursday 23rd December – Open 10am-6pm
Christmas Eve – Closed
Christmas Day – Closed
Monday 27th December – Closed
Tuesday 28th December – Closed
Wednesday 29th December – Closed
Thursday 30th December – Open 10am – 6pm
Friday 31st December – Open 10am – 4pm
New Year’s Day – Closed
Monday 3rd January – Closed
Tuesday 4th January – Re-opens 10.30am – 2pm